Bank Zakki Store - Layanan API QRIS Otomatis & Payment Gateway Terpercaya

💡 Contoh Penggunaan Fleksibel:

• /listkode
  → Menampilkan semua kategori dan isinya (JSON Map).
• /listkode?jenis=ewallet
  → Menampilkan daftar nama produk di kategori ewallet.
• /listkode?jenis=ewallet&type=DANA
  → Menampilkan detail kode & harga produk DANA.

curl -X GET "https://qris.zakki.store/listkode?jenis=ewallet&type=DANA"

curl -X GET "https://qris.zakki.store/checkbank?iduser=USER_123&token=YOUR_API_TOKEN"

fetch('https://qris.zakki.store/checkbank?iduser=USER_123&token=YOUR_API_TOKEN')
  .then(response => response.json())
  .then(data => console.log(data));

{
    "code": 200,
    "status": "success",
    "data": {
        "bank_detail": {
            "bank_name": "BANK ZAKKI STORE",
            "account_holder": "Nama Pengguna",
            "virtual_account": "8880000USER_123",
            "balance": 150000,
            "currency": "IDR",
            "status": "ACTIVE"
        },
        "user_detail": {
            "telegram_id": "123456789",
            "nama": "Nama Pengguna",
            "email": "user@example.com",
            "poin": 1250,
            "total_h2h": 12,
            "callback": "https://yourserver.com/callback"
        },

        "security_audit": {
            "status_keamanan": "Terlindungi",
            "aktivitas_terakhir": "Top Up QRIS",
            "waktu_aktivitas": "Selasa, 21 Mei 2024 pukul 17:01:15 WIB",
            "pesan_sistem": "Sistem Audit AI kami mengonfirmasi bahwa seluruh saldo dan mutasi Anda sinkron 100%. Akun Anda aman."
        },
        "riwayat_transaksi": [
            {
                "id_transaksi": "topup-abcd-USER_123",
                "id_user": "USER_123",
                "tipe": "TOPUP",
                "nominal_asli": 50000,
                "kode_unik": 123,
                "nominal_total": 50123,
                "status": "SUCCESS",
                "created_at": "2024-05-21T10:00:00.000Z",
                "settlement_time": "2024-05-21T10:01:15.000Z",
                "rrn": "123456789012",
                "reward": {
                    "poin_didapat": 5,
                    "message": "Selamat kamu mendapat 5 point dari topup Rp 50.123"
                }
            }
        ]
    }
}

ℹ️ Mengenal Object security_audit:

Sistem kami melakukan audit real-time setiap kali Anda mengakses endpoint ini. Berikut adalah kemungkinan status yang muncul:

• 🟢 Terlindungi: Saldo dan Poin Anda sinkron 100% dengan seluruh riwayat transaksi.
• 🟡 Pengecekan Manual Diperlukan: Muncul jika sistem mendeteksi ketidaksinkronan data.
  • Jika saldo berkurang karena kesalahan sistem, Anda akan diminta menghubungi Admin.
  • Jika terdeteksi manipulasi saldo/poin secara ilegal (eksploitasi), akun berisiko Banned Permanen.

{
    "code": 404,
    "message": "Akun tidak ditemukan."
}

{
    "code": 403,
    "message": "Token salah / tidak valid."
}

curl -X POST "https://qris.zakki.store/topup" 
-H "Content-Type: application/json" 
-d '{
    "token": "YOUR_API_TOKEN",
    "nominal": 50000
}'

fetch('https://qris.zakki.store/topup', {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({
        token: 'YOUR_API_TOKEN',
        nominal: 50000
    })
})
.then(response => response.json())
.then(data => console.log(data));

Saat request berhasil, server akan mengembalikan QRIS yang bisa ditampilkan sebagai gambar.

{
    "code": 201,
    "status": "success",
    "message": "Silakan bayar sesuai TOTAL dalam 5 menit.",
    "data": {
        "id_transaksi": "topup-a1b2-USER_456",
        "rincian": {
            "nominal_request": 50000,
            "kode_unik": 231,
            "total_bayar": 50231
        },
        "expired_at": "2024-05-21T12:05:00.000Z",
        "qris_image": "https://pixhost.to/show/123/qris_zakki.png",
        "qris_content": "00020101021226...[string qris lengkap]...585E",
        "cancel_url": "https://qris.zakki.store/cancel?token=YOUR_TOKEN&id_transaksi=topup-a1b2-USER_456",
        "cektopup_url": "https://qris.zakki.store/cektopup?idtopup=topup-a1b2-USER_456",
        "petunjuk_cek": "Simpan ID 'topup-a1b2-USER_456' ATAU kode unik 'a1b2' for cek status nanti."
    }
}

{
    "code": 401,
    "message": "Token invalid."
}

curl -X GET "https://qris.zakki.store/cancel?token=YOUR_API_TOKEN&all=true"

curl -X GET "https://qris.zakki.store/cancel?token=YOUR_API_TOKEN"

{
    "code": 200,
    "status": "success",
    "message": "Berhasil membatalkan transaksi pending."
}

Muncul jika Anda hanya mengirim parameter token saja.

{
    "code": 200,
    "status": "success",
    "message": "Berhasil memuat daftar transaksi pending aktif.",
    "pending_list": [
        {
            "id_transaksi": "topup-abcd-1234",
            "total_bayar": 50123,
            "expired_at": "2024-05-21T12:05:00.000Z",
            "qris_image": "https://pixhost.to/show/123/qris_zakki.png"
        }
    ]
}

{
    "code": 404,
    "message": "Transaksi tidak ditemukan atau sudah kadaluarsa/terhapus."
}

curl -X GET "https://qris.zakki.store/cektopup?idtopup=84c7b0bb"

fetch('https://qris.zakki.store/cektopup?idtopup=84c7b0bb')
  .then(response => response.json())
  .then(data => console.log(data));

{
    "code": 200,
    "status": "found",
    "kategori_status": "SUCCESS",
    "message": "Transaksi ditemukan di Riwayat SUCCESS.",
    "file_id": "topup-84c7b0bb-OX4K",
    "data": {
        "id_transaksi": "topup-84c7b0bb-OX4K",
        "id_user": "OX4K",
        "tipe": "TOPUP",
        "nominal_asli": 50000,
        "nominal_total": 50123,
        "status": "SUCCESS",
        "callback": "Sukses",
        "settlement_time": "2024-05-21T10:05:00.000Z",
        "reward": {
            "poin_didapat": 5,
            "message": "Selamat kamu mendapat 5 point dari topup Rp 50.123"
        }
    }
}

{
    "code": 404,
    "status": "not_found",
    "message": "Transaksi dengan ID atau Kata Kunci \"84c7b0bb\" tidak ditemukan di Pending maupun Sukses."
}

{
    "code": 400,
    "status": "error",
    "message": "Parameter \"idtopup\" wajib diisi. Masukkan ID lengkap atau ID unik tengahnya saja."
}

curl -X GET "https://qris.zakki.store/mytopup?token=YOUR_API_TOKEN"

fetch('https://qris.zakki.store/mytopup?token=YOUR_API_TOKEN')
  .then(response => response.json())
  .then(data => console.log(data));

{
    "code": 200,
    "status": "success",
    "message": "Berhasil memuat data topup for Nama Pengguna.",
    "data": {
        "user_summary": {
            "nama": "Nama Pengguna",
            "saldo_aktif": 150000,
            "virtual_account": "8880000USER_123"
        },
        "statistik_topup": {
            "total_transaksi": 5,
            "total_uang_masuk": 250000,
            "total_uang_masuk_fmt": "Rp 250.000",
            "transaksi_terbesar": "Rp 100.000",
            "rata_rata_topup": "Rp 50.000"
        },
        "riwayat": [
            {
                "id_transaksi": "topup-a1b2-USER_123",
                "waktu": {
                    "request": "2024-05-21T10:00:00.000Z",
                    "sukses": "2024-05-21T10:05:00.000Z"
                },
                "pembayaran": {
                    "nominal_request": 50000,
                    "kode_unik": 123,
                    "total_bayar": 50123
                },
                "bank_data": {
                    "rrn_mutasi": "123456789",
                    "raw_mutasi": "Tersedia",
                    "callback_status": "Sukses"
                }
            }
        ]
    }
}

{
    "code": 401,
    "message": "Token tidak valid atau sesi berakhir."
}

curl -X GET "https://qris.zakki.store/leaderboard?limit=5&period=month"

{
    "code": 200,
    "status": "success",
    "meta": {
        "periode": "month",
        "total_participants": 42,
        "generated_at": "2024-05-21T15:00:00.000Z"
    },
    "leaderboard": [
        {
            "rank": 1,
            "user_info": {
                "nama": "Sultan Zakki",
                "id_user": "ZKKI",
                "virtual_account": "8880000ZKKI"
            },
            "stats": {
                "total_topup": 1000000,
                "total_topup_formatted": "Rp 1.000.000",
                "jumlah_transaksi": 12,
                "terakhir_topup": "2024-05-21T14:00:00.000Z"
            }
        }
    ]
}

curl -X GET "https://qris.zakki.store/status"

{
    "code": 200,
    "status": "success",
    "message": "🚀 BANK ZAKKI STORE - SYSTEM STATUS ENGINE (PUBLIC)",
    "data": {
        "statistik_mesin": {
            "total_pengguna": 119,
            "koneksi_aktif": 1,
            "jumlah_core": 8,
            "penggunaan_cpu": ["core1: 1.5%", "core2: 0.8%", "core3: 2.1%", "core4: 0.5%", "core5: 1.2%", "core6: 0.9%", "core7: 0.4%", "core8: 1.1%"],
            "beban_rata_rata": [0.05, 0.12, 0.08],
            "waktu_aktif": "0 hari, 1 jam, 15 menit, 30 detik"
        },
        "ringkasan_finansial": {
            "total_saldo_beredar": 427418,
            "total_volume_transaksi": 871535,
            "total_poin_reward": 59
        },
        "integritas_keamanan": {
            "injeksi_ilegal": 0,
            "kehilangan_data_terdeteksi": 0,
            "kesehatan_sistem": "🟢 OPTIMAL",
            "status_audit": "100% VERIFIED BY SYSTEM ENGINEERING CHECKER",
            "callback_engine": "READY",
            "telegram_bot": "ONLINE"
        },
        "topup_sukses": 154
    },
    "server_time": "Selasa, 7 April 2026 pukul 15.30.45 WIB"
}

curl -X GET "https://qris.zakki.store/setcallback?token=YOUR_API_TOKEN&site=https://your-site.com/api/callback"

{
    "event": "topup_success",
    "id_user": "USER_123",
    "id_transaksi": "topup-abcd-USER_123",
    "nominal": 50123,
    "rrn": "123456789012",
    "timestamp": "2024-05-21T10:01:15.000Z"
}

💡 Informasi Fleksibilitas URL:

Sistem mendukung URL callback yang fleksibel. Anda bisa menggunakan root domain, sub-folder, maupun endpoint spesifik.

• Contoh: https://toko.com atau https://toko.com/api/zakki-callback
• Penting: Jika URL Anda mengandung parameter (seperti ?key=abc), pastikan Anda melakukan URL Encoding pada isian parameter site agar tidak terjadi kesalahan parsing.

{
    "code": 200,
    "status": "success",
    "message": "Konfigurasi Callback berhasil disimpan.",
    "data": {
        "user": "Nama Pengguna",
        "callback_url": "https://your-site.com/api/callback",
        "test_status": "200 OK"
    }
}

curl -X GET "https://qris.zakki.store/delcallback?token=YOUR_API_TOKEN"

{
    "code": 200,
    "status": "success",
    "message": "Callback berhasil dihapus. Anda tidak akan lagi menerima notifikasi otomatis."
}

curl -X GET "https://qris.zakki.store/setnotifbot?token=YOUR_API_TOKEN&id=123456789"

{
    "code": 200,
    "status": "success",
    "message": "ID Telegram untuk notifikasi berhasil disimpan.",
    "data": { "telegram_id": "123456789" }
}

{
    "code": 400,
    "status": "error",
    "message": "ID Telegram 123456789 telah digunakan oleh member lain (Nama Member). Silakan gunakan akun Telegram Anda sendiri."
}

curl -X GET "https://qris.zakki.store/delnotifbot?token=YOUR_API_TOKEN"

{
    "code": 200,
    "status": "success",
    "message": "Notifikasi bot Telegram dinonaktifkan."
}

curl -X GET "https://qris.zakki.store/cekgacha?token=YOUR_API_TOKEN"

{
    "code": 200,
    "status": "success",
    "message": "Statistik Gacha untuk Nama Pengguna",
    "data": {
        "sisa_poin": 5,
        "total_keuntungan": 5000,
        "total_menang": 8,
        "riwayat": [
            {
                "id_transfer": "Gacha-abc123d",
                "amount": 1000,
                "timestamp": "2024-05-21T15:00:00.000Z",
                "type": "terima",
                "from": { "id_user": "SYSTEM", "name": "SYSTEM GACHA REWARD" },
                "to": { "id_user": "USER_123" },
                "note": "🎉 JACKPOT!!! Kamu menang Rp 1.000! 🎉"
            }
        ]
    }
}

curl -X POST "https://qris.zakki.store/tabung" 
-H "Content-Type: application/json" 
-d '{
    "token": "YOUR_BANK_API_TOKEN",
    "iduser": "USER_123",
    "jumlah": 25000,
    "pin": "123456"
}'

fetch('https://qris.zakki.store/tabung', {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({
        token: 'YOUR_BANK_API_TOKEN',
        iduser: 'USER_123',
        jumlah: 25000,
        pin: '123456'
    })
})
.then(response => response.json())
.then(data => console.log(data));

{
    "code": 200,
    "status": "success",
    "message": "Berhasil menabung saldo dari Aplikasi ke Bank Zakki.",
    "data": {
        "id_transaksi_app": "12345678",
        "jumlah_ditabung": 25000,
        "saldo_bank_baru": 175000
    }
}

{
    "code": 400,
    "status": "error",
    "message": "Saldo di aplikasi Zakki Store tidak cukup untuk menabung.",
    "zakki_response": {
        "code": 403,
        "status": "gagal - 403 Forbidden, pengurangan lebih besar dari jumlah saldo"
    }
}

curl -X POST "https://qris.zakki.store/tarik" 
-H "Content-Type: application/json" 
-d '{
    "token": "YOUR_BANK_API_TOKEN",
    "iduser": "USER_123",
    "jumlah": 10000,
    "pin": "123456"
}'

fetch('https://qris.zakki.store/tarik', {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({
        token: 'YOUR_BANK_API_TOKEN',
        iduser: 'USER_123',
        jumlah: 10000,
        pin: '123456'
    })
})
.then(response => response.json())
.then(data => console.log(data));

{
    "code": 200,
    "status": "success",
    "message": "Berhasil menarik saldo dari Bank ke Aplikasi.",
    "data": {
        "id_transaksi_app": "87654321",
        "jumlah_ditarik": 10000,
        "sisa_saldo_bank": 165000,
        "saldo_aplikasi_baru": 510000
    }
}

{
    "code": 400,
    "status": "error",
    "message": "PIN yang Anda masukkan salah.",
    "zakki_response": {
        "code": 403,
        "status": "gagal - PIN salah"
    }
}

curl -X GET "https://qris.zakki.store/checkmutasi?token=YOUR_BANK_API_TOKEN&iduser=USER_123&type=all"

{
    "code": 200,
    "status": "success",
    "message": "Mutasi transaksi (all) berhasil diambil.",
    "data": {
        "id_user": "USER_123",
        "total_transaksi": 2,
        "mutasi": [
            {
                "id_transaksi": "87654321",
                "id_user": "USER_123",
                "type": "tarik",
                "amount": 10000,
                "timestamp": "2024-05-21T14:30:00.000Z",
                "status": "SUCCESS",
                "from_bank": "8880000USER_123",
                "to_app_identifier": "USER_123",
                "note": "Penarikan Saldo dari Bank Zakki (...)"
            },
            {
                "id_transaksi": "12345678",
                "id_user": "USER_123",
                "type": "tabung",
                "amount": 25000,
                "timestamp": "2024-05-21T13:00:00.000Z",
                "status": "SUCCESS",
                "from_app_identifier": "USER_123",
                "to_bank": "8880000USER_123",
                "note": "Tabungan dari Aplikasi ke Bank Zakki (...)"
            }
        ]
    }
}

curl -X POST "https://qris.zakki.store/transfer" 
-H "Content-Type: application/json" 
-d '{
    "token": "TOKEN_PENGIRIM",
    "to": "8880000ID_USER",
    "amount": 5000
}'

{
    "code": 200,
    "status": "success",
    "message": "Transfer berhasil.",
    "data": {
        "id_transfer": "BankTF-a1b2c3d4",
        "rincian": {
            "id_transfer": "BankTF-a1b2c3d4",
            "amount": 5000,
            "timestamp": "2024-05-21T15:00:00.000Z",
            "from": {
                "id_user": "PENGIRIM_01",
                "va": "8880000PENGIRIM_01",
                "name": "Nama Pengirim"
            },
            "to": {
                "id_user": "USER_PENERIMA",
                "va": "8880000ID_USER",
                "name": "Nama Penerima"
            }
        },
        "sisa_saldo_pengirim": 160000
    }
}

{
    "code": 400,
    "message": "Saldo tidak mencukupi.",
    "sisa_saldo": 4000
}

{
    "code": 404,
    "message": "Nomor VA penerima tidak ditemukan."
}

⌨️ Command Bot

Contoh: .transfer 8880000001|5000

🚀 Coba di Telegram @MrLow_bot

curl -X GET "https://qris.zakki.store/checktransfer?idtransfer=BankTF-a1b2c3d4"

{
    "code": 200,
    "status": "success",
    "data": {
        "id_transfer": "BankTF-a1b2c3d4",
        "amount": 5000,
        "timestamp": "2024-05-21T15:00:00.000Z",
        "from": {
            "id_user": "PENGIRIM_01",
            "va": "8880000PENGIRIM_01",
            "name": "Nama Pengirim"
        },
        "to": {
            "id_user": "USER_PENERIMA",
            "va": "8880000ID_USER",
            "name": "Nama Penerima"
        },
        "type": "kirim"
    }
}

{
    "code": 404,
    "message": "ID Transfer tidak ditemukan."
}

curl -X GET "https://qris.zakki.store/mytransfer?token=YOUR_API_TOKEN&type=all"

{
    "code": 200,
    "status": "success",
    "message": "Riwayat transfer (all) berhasil diambil.",
    "data": {
        "id_user": "USER_PENERIMA",
        "total_transaksi": 1,
        "riwayat": [
            {
                "id_transfer": "BankTF-a1b2c3d4",
                "amount": 5000,
                "timestamp": "2024-05-21T15:00:00.000Z",
                "from": { /* ... */ },
                "to": { /* ... */ },
                "type": "terima"
            }
        ]
    }
}

curl -X GET "https://qris.zakki.store/checkname?number=8880000IBO6"

{
    "code": 200,
    "status": "success",
    "data": {
        "virtual_account": "8880000IBO6",
        "account_holder": "zakkiXD"
    }
}

{
    "code": 404,
    "status": "error",
    "message": "Nomor rekening tidak ditemukan."
}

{
    "code": 200,
    "status": "success",
    "ip": "114.124.x.x",
    "security_status": "AMAN (NETRAL)"
}

{
    "code": 200,
    "status": "success",
    "ip": "1.1.1.1",
    "security_status": "WHITELIST"
}

🚫 Konsekuensi Fatal Bagi Penyerang:

• 🔴 Instan & Permanent Ban: Alamat IP Anda akan diblokir secara permanen dari seluruh infrastruktur server dan jaringan Cloudflare Firewall.
• 📍 Forensic GPS Tracking: Sistem akan melacak koordinat lokasi detail, ISP, jenis perangkat, dan identitas digital Anda secara otomatis sebagai bukti forensik.
• 📲 Automated WhatsApp Reporting: Seluruh data serangan (Dossier) akan langsung dikirim ke WhatsApp Developer dalam hitungan detik untuk tindakan lebih lanjut.
• 🛡️ Global Active Protection: Setiap upaya DDoS akan memicu status ACTIVE PROTECTION yang mengunci seluruh sistem dalam mode pertahanan militer.