Official SDK Documentation - Bank Zakki Store B2B API Gateway

⚡ Fitur Utama & Keunggulan

🧩 Kompatibilitas Penuh

Mendukung validasi tipe data statis, penanganan error transparan, dan autocomplete IntelliSense di 9 bahasa pemrograman terpopuler.

⚡ 37 Native Methods

Akses langsung tanpa perlu request manual HTTP: QRIS Top Up, H2H Prabayar/Pascabayar, Perbankan VA, Noktel OTP, Mining, dan Gacha.

🛡️ Auto-Withdraw Bank

Sistem penarikan saldo Virtual Account otomatis ke saldo utama aplikasi zakki store saat monitoring checkbank() aktif.

🔌 Quick Installation

Salin dan jalankan perintah di bawah ini untuk menginstal SDK secara instan pada platform pengembangan Anda.

📦

Node.js (NPM)

NPM Package | Source

npm install zakkistore-sdk

🐍

Python (PyPI)

PyPI Package | Source

pip install zakkistore-sdk

🐘

PHP (Composer)

Packagist Package | Source

composer require zakkistore/zakkistore-sdk

🐹

Go (Golang)

go.dev Package | Source

go get github.com/MrLow12/zakkistore-sdk-go@v1.0.5

🟣

C# (NuGet)

NuGet Package | Source

dotnet add package zakkistore-sdk

💙

Flutter / Dart

Pub Package | Source

flutter pub add zakkistore_sdk

💎

Ruby (RubyGems)

RubyGems Package | Source

gem install zakkistore-sdk

🦀

Rust (crates.io)

crates.io Package | Source

cargo add zakkistore-sdk

☕

Java (Gradle / Maven)

JitPack Package | Source

implementation 'com.github.MrLow12:zakkistore-sdk-java:1.0.5'

💻 Inisialisasi & Setup Klien

Klik tab di bawah untuk melihat sintaks inisialisasi minimal di masing-masing bahasa pemrograman.

const ZakkiStore = require('zakkistore-sdk');

const zakki = new ZakkiStore({
    baseUrl: 'https://qris.zakki.store', // URL API Server Zakki Store
    token: '9d6e27f09e65d3...',          // Token API Anda
    iduser: 'IBO6',                      // ID User member Anda
    email: 'member@gmail.com',           // Email member Anda
    pin: '123456',                       // PIN transaksi (Wajib untuk tabung & tarik)
    autoWithdraw: true                   // Aktifkan auto-withdrawal saldo bank!
});

import ZakkiStore from 'zakkistore-sdk';

const zakki = new ZakkiStore({
    baseUrl: 'https://qris.zakki.store',
    token: '9d6e27f09e65d3...',
    iduser: 'IBO6',
    email: 'member@gmail.com',
    pin: '123456',
    autoWithdraw: true
});

import ZakkiStore from 'zakkistore-sdk';

const zakki: ZakkiStore = new ZakkiStore({
    baseUrl: 'https://qris.zakki.store',
    token: '9d6e27f09e65d3...',
    iduser: 'IBO6',
    email: 'member@gmail.com',
    pin: '123456',
    autoWithdraw: true
});

from zakkistore_sdk import ZakkiStore

zakki = ZakkiStore(
    base_url='https://qris.zakki.store',
    token='9d6e27f09e65d3...',
    iduser='IBO6',
    email='member@gmail.com',
    pin='123456',
    auto_withdraw=True
)

 'https://qris.zakki.store',
    'token' => '9d6e27f09e65d3...',
    'iduser' => 'IBO6',
    'email' => 'member@gmail.com',
    'pin' => '123456',
    'autoWithdraw' => true
]);

package main

import (
	"log"
	zakkistore "github.com/MrLow12/zakkistore-sdk-go"
)

func main() {
	zakki, err := zakkistore.NewWithConfig(zakkistore.Config{
		BaseURL:      "https://qris.zakki.store",
		Token:        "9d6e27f09e65d3...",
		IDUser:       "IBO6",
		Email:        "member@gmail.com",
		PIN:          "123456",
		AutoWithdraw: true,
	})
	if err != nil {
		log.Fatalf("Gagal inisialisasi: %v", err)
	}
}

using ZakkiStore;

var zakki = new ZakkiStoreClient(
    baseUrl: "https://qris.zakki.store",
    token: "9d6e27f09e65d3...",
    iduser: "IBO6",
    email: "member@gmail.com",
    pin: "123456",
    autoWithdraw: true
);

import 'package:zakkistore_sdk/zakkistore_sdk.dart';

final zakki = ZakkiStore(
  '9d6e27f09e65d3...',
  baseUrl: 'https://qris.zakki.store',
  iduser: 'IBO6',
  email: 'member@gmail.com',
  pin: '123456',
  isAutoWithdraw: true,
);

require 'zakkistore-sdk'

zakki = ZakkiStore.new(
  "https://qris.zakki.store",
  "9d6e27f09e65d3...",
  "IBO6",
  "member@gmail.com",
  "123456",
  true
)

import store.zakki.sdk.ZakkiStore;

ZakkiStore zakki = new ZakkiStore(
    "https://qris.zakki.store",
    "9d6e27f09e65d3...",
    "IBO6",
    "member@gmail.com",
    "123456",
    true
);

use zakkistore_sdk::ZakkiStore;

let zakki = ZakkiStore::new(
    Some("https://qris.zakki.store"),
    Some("9d6e27f09e65d3..."),
    Some("IBO6"),
    Some("member@gmail.com"),
    Some("123456"),
    true, // auto_withdraw
)?;

🚀 Full B2B Integration Examples (Skenario Riil)

Di bawah ini adalah contoh implementasi B2B alur penuh secara riil untuk memantau server, mendeteksi whitelist IP, memproses pembayaran QRIS Topup, melakukan transfer & mutasi VA, menguji penyetoran/penarikan dengan jeda 5 detik, serta mengelola webhook.

const ZakkiStore = require('zakkistore-sdk');

const zakki = new ZakkiStore({
    baseUrl: 'https://qris.zakki.store',
    token: 'API_TOKEN_MEMBER_ANDA',
    iduser: 'ID_USER_ANDA',
    email: 'member@gmail.com',
    pin: '123456', // Wajib untuk tarik & tabung
    autoWithdraw: false
});

async function runB2BFlow() {
    console.log('🧪 Memulai B2B Integration Flow...');

    try {
        // 1. Cek Kesehatan Sistem & Status CPU
        const system = await zakki.status();
        console.log('👉 Status Server:', system.message);

        // 2. Deteksi IP Publik Server Anda
        const ipInfo = await zakki.cekmyip();
        console.log('👉 IP Terbaca:', ipInfo.data?.ip);

        // 3. Monitoring Saldo VA Bank
        const bank = await zakki.checkbank();
        console.log('👉 Info Bank VA:', bank.data?.bank_detail?.va_number);

        // 4. Verifikasi Pemilik VA Tujuan Sebelum Transfer
        const verifyName = await zakki.checkname('888000000xxxxx');
        console.log('👉 Verifikasi VA Tujuan:', verifyName.data?.name);

        // 5. Membuat Tiket QRIS Topup Dinamis
        const qris = await zakki.topup(50000);
        console.log('👉 Tiket QRIS ID:', qris.data?.idtopup);

        // 6. Transfer Saldo VA Antar-Member
        const tf = await zakki.transfer({ to: '888000000xxxxx', amount: 10000 });
        console.log('👉 Status Transfer Saldo:', tf.message);

        // 7. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
        console.log('⏱️ Menunggu 5 detik...');
        await new Promise(r => setTimeout(r, 5000));
        const tabungRes = await zakki.tabung(3); // Setor Rp 3 ke VA terhubung
        console.log('👉 Respon Tabung:', tabungRes.message);

        await new Promise(r => setTimeout(r, 5000));
        const tarikRes = await zakki.tarik(1); // Tarik Rp 1 dari VA terhubung
        console.log('👉 Respon Tarik:', tarikRes.message);

        // 8. Cek Ketersediaan Nomor Virtual (Noktel)
        const noktel = await zakki.noktelStok();
        console.log('👉 Stok Noktel Aktif:', noktel.data?.length);

        // 9. Kelola Webhook Callback Transaksi H2H
        const webhook = await zakki.setcallback('https://domain-anda.com/callback');
        console.log('👉 Webhook Status:', webhook.message);

    } catch (err) {
        console.error('❌ Terjadi kesalahan pada flow:', err.message);
    }
}

runB2BFlow();

import time
from zakkistore_sdk import ZakkiStore

zakki = ZakkiStore(
    base_url="https://qris.zakki.store",
    token="API_TOKEN_MEMBER_ANDA",
    iduser="ID_USER_ANDA",
    email="member@gmail.com",
    pin="123456",
    auto_withdraw=False
)

def run_b2b_flow():
    print("🧪 Memulai B2B Integration Flow (Python)...")
    
    try:
        # 1. Cek Kesehatan Sistem
        system = zakki.status()
        print(f"👉 Status Server: {system.get('message')}")

        # 2. Deteksi IP Publik Server
        ip_info = zakki.cekmyip()
        print(f"👉 IP Terbaca: {ip_info.get('data', {}).get('ip')}")

        # 3. Cek VA Bank
        bank = zakki.checkbank()
        print(f"👉 Info Bank VA: {bank.get('data', {}).get('bank_detail', {}).get('va_number')}")

        # 4. Verifikasi VA Tujuan
        verify = zakki.checkname("888000000xxxxx")
        print(f"👉 Verifikasi VA Tujuan: {verify.get('data', {}).get('name')}")

        # 5. QRIS Topup
        qris = zakki.topup(50000)
        print(f"👉 Tiket QRIS ID: {qris.get('data', {}).get('idtopup')}")

        # 6. Transfer Saldo VA
        tf = zakki.transfer("888000000xxxxx", 10000)
        print(f"👉 Status Transfer Saldo: {tf.get('message')}")

        # 7. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
        print("⏱️ Menunggu 5 detik...")
        time.sleep(5)
        tabung_res = zakki.tabung(3)
        print(f"👉 Respon Tabung: {tabung_res.get('message')}")

        time.sleep(5)
        tarik_res = zakki.tarik(1)
        print(f"👉 Respon Tarik: {tarik_res.get('message')}")

        # 8. Cek Stok Noktel
        noktel = zakki.noktelStok()
        print(f"👉 Stok Noktel Aktif: {len(noktel.get('data', []))}")

    except Exception as e:
        print(f"❌ Terjadi kesalahan pada flow: {e}")

run_b2b_flow()

 'https://qris.zakki.store',
    'token' => 'API_TOKEN_MEMBER_ANDA',
    'iduser' => 'ID_USER_ANDA',
    'email' => 'member@gmail.com',
    'pin' => '123456',
    'autoWithdraw' => false
]);

echo "🧪 Memulai B2B Integration Flow (PHP)...
";

try {
    // 1. Cek Kesehatan Sistem
    $system = $zakki->status();
    echo "👉 Status Server: " . $system['message'] . "
";

    // 2. Deteksi IP Publik Server
    $ipInfo = $zakki->cekmyip();
    echo "👉 IP Terbaca: " . $ipInfo['data']['ip'] . "
";

    // 3. Cek VA Bank
    $bank = $zakki->checkbank();
    echo "👉 Info Bank VA: " . $bank['data']['bank_detail']['va_number'] . "
";

    // 4. Verifikasi VA Tujuan
    $verify = $zakki->checkname('888000000xxxxx');
    echo "👉 Verifikasi VA Tujuan: " . $verify['data']['name'] . "
";

    // 5. QRIS Topup
    $qris = $zakki->topup(50000);
    echo "👉 Tiket QRIS ID: " . $qris['data']['idtopup'] . "
";

    // 6. Transfer Saldo VA
    $tf = $zakki->transfer(['to' => '888000000xxxxx', 'amount' => 10000]);
    echo "👉 Status Transfer Saldo: " . $tf['message'] . "
";

    // 7. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
    echo "⏱️ Menunggu 5 detik...
";
    sleep(5);
    $tabungRes = $zakki->tabung(3);
    echo "👉 Respon Tabung: " . $tabungRes['message'] . "
";

    sleep(5);
    $tarikRes = $zakki->tarik(1);
    echo "👉 Respon Tarik: " . $tarikRes['message'] . "
";

} catch (\Exception $e) {
    echo "❌ Terjadi kesalahan pada flow: " . $e->getMessage() . "
";
}

package main

import (
	"fmt"
	"log"
	"time"
	zakkistore "github.com/MrLow12/zakkistore-sdk-go"
)

func main() {
	fmt.Println("🧪 Memulai B2B Integration Flow (Go)...")

	zakki, err := zakkistore.NewWithConfig(zakkistore.Config{
		BaseURL:      "https://qris.zakki.store",
		Token:        "API_TOKEN_MEMBER_ANDA",
		IDUser:       "ID_USER_ANDA",
		Email:        "member@gmail.com",
		PIN:          "123456",
		AutoWithdraw: false,
	})
	if err != nil {
		log.Fatalf("Gagal inisialisasi SDK: %v", err)
	}

	// 1. Cek Kesehatan Sistem
	system, err := zakki.Status()
	if err == nil {
		fmt.Printf("👉 Status Server: %v\n", system["message"])
	}

	// 2. Deteksi IP Publik Server
	ipInfo, err := zakki.Cekmyip()
	if err == nil {
		fmt.Printf("👉 IP Terbaca: %v\n", ipInfo["data"].(map[string]interface{})["ip"])
	}

	// 3. Cek VA Bank
	bank, err := zakki.CheckBank()
	if err == nil {
		vaNum := bank["data"].(map[string]interface{})["bank_detail"].(map[string]interface{})["va_number"]
		fmt.Printf("👉 Info Bank VA: %v\n", vaNum)
	}

	// 4. Verifikasi VA Tujuan
	verify, err := zakki.CheckName("888000000xxxxx")
	if err == nil {
		fmt.Printf("👉 Verifikasi VA Tujuan: %v\n", verify["data"].(map[string]interface{})["name"])
	}

	// 5. QRIS Topup
	qris, err := zakki.Topup(50000)
	if err == nil {
		fmt.Printf("👉 Tiket QRIS ID: %v\n", qris["data"].(map[string]interface{})["idtopup"])
	}

	// 6. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
	fmt.Println("⏱️ Menunggu 5 detik...")
	time.Sleep(5 * time.Second)
	tabungRes, err := zakki.Tabung(3)
	if err == nil {
		fmt.Printf("👉 Respon Tabung: %v\n", tabungRes["message"])
	}

	time.Sleep(5 * time.Second)
	tarikRes, err := zakki.Tarik(1)
	if err == nil {
		fmt.Printf("👉 Respon Tarik: %v\n", tarikRes["message"])
	}
}

using System;
using System.Threading.Tasks;
using ZakkiStore;

class Program {
    static async Task Main(string[] args) {
        Console.WriteLine("🧪 Memulai B2B Integration Flow (C#)...");

        var zakki = new ZakkiStoreClient(
            baseUrl: "https://qris.zakki.store",
            token: "API_TOKEN_MEMBER_ANDA",
            iduser: "ID_USER_ANDA",
            email: "member@gmail.com",
            pin: "123456",
            autoWithdraw: false
        );

        try {
            // 1. Cek Kesehatan Sistem
            var system = await zakki.StatusAsync();
            Console.WriteLine($"👉 Status Server: {system["message"]}");

            // 2. Deteksi IP Publik Server
            var ipInfo = await zakki.CekmyipAsync();
            Console.WriteLine($"👉 IP Terbaca: {ipInfo["data"]["ip"]}");

            // 3. Cek VA Bank
            var bank = await zakki.CheckbankAsync();
            Console.WriteLine($"👉 Info Bank VA: {bank["data"]["bank_detail"]["va_number"]}");

            // 4. Verifikasi VA Tujuan
            var verify = await zakki.ChecknameAsync("888000000xxxxx");
            Console.WriteLine($"👉 Verifikasi VA Tujuan: {verify["data"]["name"]}");

            // 5. QRIS Topup
            var qris = await zakki.TopupAsync(50000);
            Console.WriteLine($"👉 Tiket QRIS ID: {qris["data"]["idtopup"]}");

            // 6. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
            Console.WriteLine("⏱️ Menunggu 5 detik...");
            await Task.Delay(5000);
            var tabungRes = await zakki.TabungAsync(3);
            Console.WriteLine($"👉 Respon Tabung: {tabungRes["message"]}");

            await Task.Delay(5000);
            var tarikRes = await zakki.TarikAsync(1);
            Console.WriteLine($"👉 Respon Tarik: {tarikRes["message"]}");

        } catch (Exception ex) {
            Console.WriteLine($"❌ Terjadi kesalahan pada alur B2B: {ex.Message}");
        }
    }
}

import 'package:zakkistore_sdk/zakkistore_sdk.dart';

void main() async {
  print("🧪 Memulai B2B Integration Flow (Flutter)...");

  final zakki = ZakkiStore(
    "API_TOKEN_MEMBER_ANDA",
    baseUrl: "https://qris.zakki.store",
    iduser: "ID_USER_ANDA",
    email: "member@gmail.com",
    pin: "123456",
    isAutoWithdraw: false,
  );

  try {
    // 1. Cek Kesehatan Sistem
    final system = await zakki.status();
    print("👉 Status Server: ${system['message']}");

    // 2. Deteksi IP Publik Server
    final ipInfo = await zakki.cekmyip();
    print("👉 IP Terbaca: ${ipInfo['data']['ip']}");

    // 3. Cek VA Bank
    final bank = await zakki.checkbank();
    print("👉 Info Bank VA: ${bank['data']['bank_detail']['va_number']}");

    // 4. Verifikasi VA Tujuan
    final verify = await zakki.checkname("888000000xxxxx");
    print("👉 Verifikasi VA Tujuan: ${verify['data']['name']}");

    // 5. QRIS Topup
    final qris = await zakki.topup(50000);
    print("👉 Tiket QRIS ID: ${qris['data']['idtopup']}");

    // 6. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
    print("⏱️ Menunggu 5 detik...");
    await Future.delayed(Duration(seconds: 5));
    final tabungRes = await zakki.tabung(3);
    print("👉 Respon Tabung: ${tabungRes['message']}");

    await Future.delayed(Duration(seconds: 5));
    final tarikRes = await zakki.tarik(1);
    print("👉 Respon Tarik: ${tarikRes['message']}");

  } catch (e) {
    print("❌ Terjadi kesalahan pada alur B2B: $e");
  }
}

use zakkistore_sdk::ZakkiStore;
use std::error::Error;
use std::thread;
use std::time::Duration;

fn main() -> Result<(), Box> {
    println!("🧪 Memulai B2B Integration Flow (Rust)...");

    let zakki = ZakkiStore::new(
        Some("https://qris.zakki.store"),
        Some("API_TOKEN_MEMBER_ANDA"),
        Some("ID_USER_ANDA"),
        Some("member@gmail.com"),
        Some("123456"),
        false, // auto_withdraw
    )?;

    // 1. Cek Kesehatan Sistem
    let system = zakki.status()?;
    println!("👉 Status Server: {:?}", system["message"]);

    // 2. Deteksi IP Publik Server
    let ip_info = zakki.cekmyip()?;
    println!("👉 IP Terbaca: {:?}", ip_info["data"]["ip"]);

    // 3. Cek VA Bank
    let bank = zakki.checkbank()?;
    println!("👉 Info Bank VA: {:?}", bank["data"]["bank_detail"]["va_number"]);

    // 4. Verifikasi VA Tujuan
    let verify = zakki.checkname("888000000xxxxx")?;
    println!("👉 Verifikasi VA Tujuan: {:?}", verify["data"]["name"]);

    // 5. QRIS Topup
    let qris = zakki.topup(50000)?;
    println!("👉 Tiket QRIS ID: {:?}", qris["data"]["idtopup"]);

    // 6. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
    println!("⏱️ Menunggu 5 detik...");
    thread::sleep(Duration::from_secs(5));
    let tabung_res = zakki.tabung(3)?;
    println!("👉 Respon Tabung: {:?}", tabung_res["message"]);

    thread::sleep(Duration::from_secs(5));
    let tarik_res = zakki.tarik(1)?;
    println!("👉 Respon Tarik: {:?}", tarik_res["message"]);

    Ok(())
}

require 'zakkistore-sdk'

puts "🧪 Memulai B2B Integration Flow (Ruby)..."

zakki = ZakkiStore.new(
  "https://qris.zakki.store",
  "API_TOKEN_MEMBER_ANDA",
  "ID_USER_ANDA",
  "member@gmail.com",
  "123456",
  false
)

begin
  # 1. Cek Kesehatan Sistem
  system = zakki.status
  puts "👉 Status Server: #{system['message']}"

  # 2. Deteksi IP Publik Server
  ip_info = zakki.cekmyip
  puts "👉 IP Terbaca: #{ip_info['data']['ip']}"

  # 3. Cek VA Bank
  bank = zakki.checkbank
  puts "👉 Info Bank VA: #{bank['data']['bank_detail']['va_number']}"

  # 4. Verifikasi VA Tujuan
  verify = zakki.checkname("888000000xxxxx")
  puts "👉 Verifikasi VA Tujuan: #{verify['data']['name']}"

  # 5. QRIS Topup
  qris = zakki.topup(50000)
  puts "👉 Tiket QRIS ID: #{qris['data']['idtopup']}"

  # 6. Tabung & Tarik Saldo VA (Jeda Transaksi 5 Detik)
  puts "⏱️ Menunggu 5 detik..."
  sleep 5
  tabung_res = zakki.tabung(3)
  puts "👉 Respon Tabung: #{tabung_res['message']}"

  sleep 5
  tarik_res = zakki.tarik(1)
  puts "👉 Respon Tarik: #{tarik_res['message']}"

rescue => e
  puts "❌ Terjadi kesalahan pada flow: #{e.message}"
end

import store.zakki.sdk.ZakkiStore;

public class Main {
    public static void main(String[] args) {
        System.out.println("🧪 Memulai B2B Integration Flow (Java)...");

        ZakkiStore zakki = new ZakkiStore(
            "https://qris.zakki.store",
            "API_TOKEN_MEMBER_ANDA",
            "ID_USER_ANDA",
            "member@gmail.com",
            "123456",
            false
        );

        try {
            // 1. Cek Kesehatan Sistem
            System.out.println("👉 Status Server: " + zakki.status().get("message"));

            // 2. Deteksi IP Publik Server
            System.out.println("👉 IP Terbaca: " + zakki.cekmyip().get("data"));

            // 3. Cek VA Bank
            System.out.println("👉 Info Bank VA: " + zakki.checkbank().get("data"));

            // 4. Verifikasi VA Tujuan
            System.out.println("👉 Verifikasi VA Tujuan: " + zakki.checkname("888000000xxxxx").get("data"));

            // 5. QRIS Topup
            System.out.println("👉 Tiket QRIS ID: " + zakki.topup(50000).get("data"));

            // 6. Tabung & Tarik Saldo (Jeda Transaksi 5 Detik)
            System.out.println("⏱️ Menunggu 5 detik...");
            Thread.sleep(5000);
            System.out.println("👉 Respon Tabung: " + zakki.tabung(3).get("message"));

            Thread.sleep(5000);
            System.out.println("👉 Respon Tarik: " + zakki.tarik(1).get("message"));

        } catch (Exception e) {
            System.out.println("❌ Terjadi kesalahan pada alur B2B: " + e.getMessage());
        }
    }
}

🔄 Mekanisme Auto-Withdraw (Tarik Saldo Bank Otomatis)

Fitur eksklusif SDK yang sangat canggih. Jika diaktifkan, SDK akan memicu penarikan dana VA otomatis secara real-time tepat saat fungsi monitoring checkbank() dipanggil. Dana ditransfer instan menjadi saldo utama aplikasi zakki store.

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1. Pembayaran VA Masuk

Konsumen membayar via Virtual Account, saldo VA Bank Anda bertambah.

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2. Pemicu checkbank()

SDK mendeteksi saldo VA bank > Rp 0, memicu penarikan internal otomatis.

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3. Saldo Utama Zakki Store

Dana berhasil ditarik instan, saldo utama aplikasi bertambah otomatis.

🛡️ Protokol Penting Keamanan API

⚠️ WARNING: Protokol Keamanan API Wajib (Server-Side Only!)

Jangan pernah menginstansiasi SDK dan menyertakan token API serta PIN Anda langsung di sisi frontend klien / browser publik pada aplikasi web Anda (seperti memanggilnya langsung di React, Vue, Svelte, Angular, atau vanilla JS browser).

⚠️ Resiko Keamanan: Token API Rahasia dan PIN Anda akan mudah terlihat secara transparan oleh publik melalui tab Network Inspector browser, memungkinkan pihak luar mencuri seluruh saldo Anda.

✅ Rekomendasi Arsitektur Aman: Selalu jalankan SDK ini di sisi server backend (seperti API routes Next.js/Nuxt, atau backend mandiri Express/NestJS), lalu buat API endpoints khusus (contoh: /api/pay-qris) terenkripsi untuk dipanggil oleh frontend Anda.

💡 Dual-Flow Pascabayar & Bebas Nominal H2H

💡 Mekanisme Pemrosesan Transaksi H2H

1. Layanan Pascabayar (PLN/BPJS/PDAM): Menggunakan 2 langkah aman. Lakukan Cek Tagihan dengan kode inquiry (contoh: INQPLN), lalu lakukan pembayaran resmi dengan format tujuan: [ID_Pelanggan].[Nominal_Tagihan] (contoh: 122345678901.150000).
2. Layanan Bebas Nominal (E-Wallet Custom Amount): Anda dapat mengirim saldo E-Wallet dengan nominal kustom (Min Rp 10.000) menggunakan format tujuan: [No_Tujuan].[Nominal] (contoh: 08123456789.25000).

Official Zakkistore SDKs